What Is Insurance And Bonding And Workman’s Compensation? And Why You Should Care?
When hiring a dog walking or pet sitting company, you should always ask if they have insurance and bonding. For extra assurance, you can also ask for a copy of the insurance certificate as proof. You should also care whether your pet care company has staff that is covered under a Workman’s Compensation Policy.
Not all companies have staff covered under Insurance, Bonding, and Workman’s Compensation.
Just because they are a ‘company’ does not mean they have taken the proper measures to protect you, the client.
What Does Trusty Tails Insurance And Bonding Cover?
Insurance and Bonding covers things such as animal bites, lost keys, and property damage that could occur on the job.
All Trusty Tails dog walkers and pet sitters are employees and are fully Insured and Bonded under our company policy. We want everything to go perfect caring for your pet(s). We also know that accidents can happen and we want you to know we’ve got it covered.
- Pet Bites – If your pet bites or injures a person or animal on a walk/visit.
- Lost Keys – If a dog walker or pet sitter loses your keys, our insurance will cover new locks.
- Property Damage – If property damage should occur.
- Veterinary Care – If your pet needs veterinary care due to an accident.
Why Should I Care About Insurance And Bonding?
If your dog bites another person or another dog while out on a walk with your dog walker, you want to be sure that your dog walker is properly covered. Otherwise, it could be a costly mistake on you could be considered liable for the damages.
What Does Trusty Tails Workman’s Compensation Cover?
All Trusty Tails employees are covered under our Workman’s Compensation Policy. Workman’s compensation is a type of insurance that provides wage replacement and medical benefits to our employee should they be injured on the job.
Why Should I Care About Workman’s Compensation Policy?
When you are hiring a pet sitter or dog walker without workman’s compensation coverage, you are caring the liability of their mistakes or accidents. By having coverage under workman’s compensation policy, an employee is relinquishing their right to sue you for the tort of negligence.
For example, if you hire an Independent Contractor, you are their employer and you are expected to cover them under a workman’s compensation policy or ensure they have their own policy. Without such a policy, if they slip on ice and break their leg while walking your dog, they could sue you for damages with regards to their medical bills and loss of income.
Who Is Wearing the Liability?
When choosing whether or not to hire a dog walker or pet sitter. You always need to decide “Do I want to carry the liability of my pet sitter? Or do I want my pet sitter or dog walker to carry the liability?” Once you know this, you’ll know whether or not you want to hire the person or company to pay for your pet.
Have Additional Questions About Insurance, Bonding & Workman’s Compensation?
We’d love to hear from you and help answer any of your questions. Give us a ring at 201.446.1559 or reach out to us through our contact us form on our website.
We are happy to answer any questions you have.